Grants

Warm Homes routes, borough by borough

The Warm Homes: Local Grant pays for insulation and low-carbon heating, including heat pumps, in lower-income households. Across the five boroughs it reaches people by two routes, and knowing which applies saves a wasted application.

Wirral · Sefton · St Helens · Knowsley · Halton · checked 3 November 2026

The two routes

BoroughWho delivers itWhat the pages sayIntake
Wirralthe Liverpool City Region Combined AuthorityWirral Council's page says the scheme is administered by the combined authority.Not confirmed
SeftonSefton Council's Retrofit TeamIt delivers the scheme with DESNZ funding passed through the combined authority, until April 2028, for privately owned homes rated EPC D or below; applications go through GOV.UK.Not confirmed
St Helensthe Liverpool City Region Combined AuthorityThe combined authority secured the funding for St Helens and arranges the home surveys.Not confirmed
Knowsleythe Liverpool City Region Combined AuthorityKnowsley Council's page says the scheme is administered and managed by the combined authority.Not confirmed
Haltonthe Liverpool City Region Combined AuthorityThe combined authority and Halton Borough Council secured the funding together; residents register on the combined authority's page.Not confirmed
Liverpool (comparison)Liverpool City CouncilLiverpool City Council runs its own scheme; its 2026/27 year is oversubscribed and interest for the next year is registered through GOV.UK from 1 April 2027.Oversubscribed for 2026/27
Council and combined authority pages and the GOV.UK allocation list, read 3 November 2026. Liverpool is shown for comparison only.

The combined authority route

The Liverpool City Region Combined Authority holds the city region's allocation of £31,805,813, listed by the government for 2025 to 2028. In four of the five boroughs it also runs the scheme day to day, though each council describes it slightly differently. Knowsley Council's page says the scheme is administered and managed by the combined authority. Wirral Council's says it is administered by the combined authority. For St Helens, the combined authority secured the funding and arranges the home surveys. For Halton, the combined authority and Halton Borough Council secured the funding together, and residents register on the combined authority's page.

In practice that means the first step in all four boroughs is the same: register with the combined authority, not the council, and wait for an assessment. None of the pages we read confirmed whether registration is open today.

Sefton's route

Sefton is the exception. The council's Retrofit Team delivers the scheme itself, with DESNZ funding passed through the combined authority, and its page says the scheme runs until April 2028. It is for privately owned homes, owner-occupied or privately rented, rated EPC D or below, using the same three routes into eligibility as everywhere else, and its list of measures includes air source heat pumps. Applications go through the GOV.UK service rather than to the council directly.

Liverpool, for comparison

Liverpool City Council also runs its own scheme. Its page says it was awarded £5.8 million to improve around 450 properties over three years, that its 2026/27 year is oversubscribed, and that interest for the next year is registered through GOV.UK from 1 April 2027. It is shown here only to set the five boroughs in context.

Who qualifies

The rules come from the government's policy guidance and apply in every borough:

  1. The home is rated EPC D to G. Homes rated A to C are not eligible in any circumstances.
  2. The household qualifies in one of three ways: a postcode in the most income-deprived areas, a means-tested benefit, or a gross household income of £36,000 or less (or below the after-housing-costs threshold for its size).
  3. The tenure is owner-occupied or privately rented. Social housing is not eligible except in limited cases, and new builds are not eligible.
  4. The work is chosen after an assessment of the home, from insulation, glazing, solar panels and heat pumps among other measures.

What it costs the household

Owner-occupiers are not required or expected to contribute, the guidance says. For private landlords, a landlord contributes nothing towards the first property and 50 per cent on later ones. Tenants pay nothing. The national caps per home, averaged across each project, are £16,600 for energy performance measures and £16,600 for low-carbon heating, raised in July 2026. The council or consortium appoints the installers; a household cannot bring its own.

The Boiler Upgrade Scheme alongside it

The Warm Homes: Local Grant is targeted and, for now, uncertain on timing. The Boiler Upgrade Scheme is not: any owner in the five boroughs, including private landlords, can use it now, through an MCS certified installer who takes £7,500 off the price of an air or ground source heat pump. The two cannot pay for the same heat pump, so a household that might qualify for the Warm Homes: Local Grant should check that first before committing to a Boiler Upgrade Scheme quote.

Getting ready

  • Look up the home's EPC rating on the government register; if it is C or above, the Warm Homes: Local Grant is not an option.
  • Check which of the three eligibility routes the household might meet, and keep proof of benefits or income to hand.
  • In Wirral, St Helens, Knowsley or Halton, look for registration on the combined authority's page; in Sefton, the council's Retrofit page and the GOV.UK service.
  • If you rent privately, talk to your landlord first: the landlord has to agree to the work.

Why the routes matter

Grant take-up in the five boroughs is low by national standards. The Boiler Upgrade Scheme has paid for about 1.5 heat pumps per 1,000 households here, against about 3.9 across England and Wales. In areas where many households are on lower incomes, the Warm Homes: Local Grant may be the more relevant route, which makes knowing who runs it, and when it opens, worth the effort.

Each borough page puts its route next to its homes: Wirral and St Helens, Knowsley and Halton for the combined authority route, and Sefton for the council's own. The borough selector shows any borough's route beside its figures.

Questions from Merseyside homes

Can I choose my own installer for the Warm Homes: Local Grant?

No. Under the national guidance the council or consortium appoints the installers who do the work. With the Boiler Upgrade Scheme you choose your own MCS certified installer.

Do owner-occupiers pay anything?

Not under the national guidance, which says owner-occupiers are not required or expected to contribute.

Can I get both grants for the same heat pump?

No. A heat pump funded through the Warm Homes: Local Grant is government funding for that heat pump, and the Boiler Upgrade Scheme does not pay for a home that has already had government funding for one.

Is the scheme open in my borough?

It is not confirmed for any of the five on the pages we read. Check the council or combined authority page before you plan around it.

Sources

  1. GOV.UK, Warm Homes: Local Grant allocations
  2. DESNZ, Warm Homes: Local Grant policy guidance (July 2026)
  3. Knowsley Council, Warm Homes: Local Grant
  4. Sefton Council, Retrofit
  5. Liverpool City Council, Warm Homes: Local Grant
  6. GOV.UK, apply for the Warm Homes: Local Grant
  7. Ofgem, Boiler Upgrade Scheme: property owners

Read on 3 November 2026. If a source now says something different, the source is right.

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